Mutual funds are sold by prospectus. The prospectus contains detailed information about the particular mutual fund's goals, objectives, investment style, charges, and expenses. A prospectus for a particular mutual fund can be obtained from MICG Investments and should be read carefully before you invest. Investors should realize that return and principal value of shares in a mutual fund, other than a money-market mutual fund, will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Investors should also remember that funds whose investments are concentrated in a specific sector may be subject to a higher degree of market risk than funds whose investments are diversified. All mutual funds involve investment risk, including the possible loss of principal. |